Josh Ormond is a seasoned financial services leader currently serving as a Product and Operations Consultant at City First Bank, where he has driven significant results including a 10% reduction in loan-to-deposit ratios and $2 million in interest expense savings. Previously, he was the Head of Issues Management and Procedures at TD Bank, focusing on regulatory performance and exam preparedness. His deep industry expertise is anchored by a decade of management experience at JPMorgan across operations and sales. Josh holds a BA in Business Administration with Honors from Temple University’s Fox School of Business.
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